The Liverpool property market continues to demonstrate strong and resilient performance, with rising house prices, increasing rental demand, and sustained interest from both first‑time buyers and investors. The city remains one of the most affordable major urban centres in the UK, yet shows consistent year‑on‑year growth driven by regeneration, employment opportunities, and competitive yields.
House Prices: Latest Figures
Recent data shows Liverpool’s average house price has continued to rise across 2024, 2025 and into 2026.
- The average house price in Liverpool reached £176,000 in June 2024, a 3.4% increase from the previous year.
- By April 2026, the average price had risen further to £184,000, up 3.6% year‑on‑year.
- Median sold prices also increased from £170,000 in 2024 to £182,000 in 2025, a 7.1% rise.
Prices by Property Type (April 2026)
- Detached: £387,000
- Semi‑detached: £233,000
- Terraced: £174,000
- Flats/maisonettes: £127,000
These figures highlight Liverpool’s broad affordability compared with the UK average of £270,000 in April 2026.
First‑Time Buyers
Liverpool remains attractive for first‑time buyers due to comparatively lower entry prices:
- Average first‑time buyer price in June 2024: £156,000.
- Average first‑time buyer price in April 2026: £169,000, up from £163,000 the previous year.
These figures sit well below the North West average (£249,000) and the national average (£333,000), reinforcing Liverpool’s appeal for new buyers.
Mortgage‑Backed Purchases
For buyers using a mortgage:
- Average mortgaged property price in June 2024: £186,000.
- Average mortgaged property price in April 2026: £191,000, up from £184,000 the previous year.
Despite higher interest rates, Liverpool’s relative affordability continues to support demand.
Rental Market Performance
Liverpool’s rental market has seen notable growth:
- Average private rent in July 2024: £785, up 9% year‑on‑year.
- Average private rent in May 2026: £901, a 6.2% annual increase.
Demand is strong across smaller units, with one‑bedroom rents rising by 9.6% in 2024 and reaching £677 by May 2026.
Affordability and Earnings
Liverpool remains one of the most affordable urban markets in the UK:
- House price to residence‑based earnings ratio: 4.82 (2025).
- House price to workplace‑based earnings ratio: 4.65 (2025).
This compares favourably with England and Wales averages of 7.54 and 8.14 respectively.
Local Market Variations
Liverpool’s neighbourhoods show significant variation in price growth:
- Postcodes such as L25, L24, and L7 saw increases between 7.8% and 11.1% over the past 24 months.
- More central districts such as L1 and L2 recorded declines, reflecting differing demand patterns.
This postcode‑level variation highlights the importance of granular market insight for buyers and investors.
Market Drivers
Liverpool’s continued growth is supported by:
- Major regeneration projects, particularly around the waterfront and Knowledge Quarter.
- Strong rental demand from students, young professionals, and relocating households.
- Competitive yields compared with other UK cities.
- Lower average prices than regional and national benchmarks, attracting both first‑time buyers and investors.
Outlook for 2026 and Beyond
Liverpool’s property market is expected to remain resilient, with steady price growth, strong rental demand, and ongoing regeneration supporting long‑term value. While short‑term fluctuations may occur, the city’s affordability and economic development continue to position it as one of the UK’s strongest regional markets.
